The best insurance cover for your holidays around the world:
In partnership with Pantaenius Yachts Assurances and EIS European Insurance, BeBlue has selected a range of insurance services capable to meet any needs and make your holiday totally worry-free.
Have you found the perfect boat for your holidays with your family or friends and would like to protect the deposit you paid or get a refund in case of cancellation? Are you a skipper, professional or non-professional, and you want to protect yourself in case of gross negligence or claims by the guests or the charter company? At the following links, you can get a quotation and purchase the insurance policy at the best conditions and in complete autonomy.
This page contains insurance tips and suggestions. Read the insurance contract on the insurance website before confirming the policy.
1. Pantaenius: Professional and non-Professional Skipper Liability Insurance
Pantaenius Skipper Civil Liability insurance offers annual cover for demages caused by the use of sailing or motor yachts owned by a third party. The cover comes into effect when the yacht's own liability insurance cannot be used. The use of dinghies and other water sports equipment is also insured. This insurance is available to both non-professional and professional captains/skippers and has worldwide validity, excluding US territorial waters (inclusion of US territorial waters possible with an additional premium).
Included benefits:
- All round protection: physical injury, as well as material and financial damage, are insured.
- Defence against unjustified claims: legal defence against unjustified claims from third parties is also automatically included.
- Impounded yacht: in case the vessel has been seized from authorities, up to €100.000 guarantee deposit can be issued.
- Water pollution: damage caused, for example, by water contamination, including groundwater, is insured.
- Additional sports equipment: damage caused by the use of dinghies and additional watersports equipment belonging to the vessel is also covered.
- Worldwide cover: the insurance cover has worldwide validity.
Note: a Professional Skipper is defined as any skipper who receives remuneration (i.e. who derives an economic benefit) for his/her capacity, regardless of the type of licence owned.
European Union, Norway or Island residents can be insured. Due to tax/legal reasons, the Contractor may not be a person domiciled in the United Kingdom. Such persons may however be co-insured as crew members or skippers.
2. Pantaenius: Multirisk Insurance Package for skipper and crew members
Pantaenius offers a tailor-made insurance package combinable basing on your needs. After answering some questions regarding your lease contract or rental, you will be able to configure your insurance, basing on your needs and desires. All covers can be singularly stipulated or freely combined for a carefree travelling (also by paid professional skipper).
You will be able to ensure for all eventualities:
- Skipper civil liability with maximum from 5 to 10 million Euros
- Trip cancellation expenses up to €40.000 (with the possibility of including any overnight stays before and after the cruise and travel expenses)
- Security deposit cover up to €20.000
- Health expenses abroad with no spending limit
- Personal injuries and/or death up to €200.000
The policy must be purchased within 30 days from departure, and protects the skipper and up to 12 crew members. By paying a small supplement, it is also possible to zero the deductibles and have a cover for participation in regattas.
European Union, Norway or Island residents can be insured. Due to tax/legal reasons, the Contractor may not be a person domiciled in the United Kingdom. Such persons may however be co-insured as crew members or skippers.
3. Pantaenius: Deposit Insurance
Insurance that applies to rentals all over the world and protects the boat security deposit in case of damages caused by the skipper or the crew members. The guarantee of the insurance cover can apply for a period of up to 60 days of cruise, and it is possible to choose the amount of deposit to be insured up to maximum €20.000.
The policy can be purchased (also by paid professional skipper) until before the check-in day, and covers the partial or total withholding of the deposit agreed in the charter/lease agreement for any damage to the chartered boat, including engine, tender and sails, regardless of whether the withholding has been justified or not. For damages exceeding €100 no deductible is applied.
With a small extra amount, calculated on the insurance premium, it is also possible to extend the protection of the security deposit and participate in regattas without any worry.
European Union, Norway or Island residents can be insured. Due to tax/legal reasons, the Contractor may not be a person domiciled in the United Kingdom. Such persons may however be co-insured as crew members or skippers.
4. EIS: Security deposit insurance
Insurance that operates for rentals worldwide and protects the vessel's security deposit in case of damages caused by the skipper or crew members. The insurance coverage guarantee can operate for up to 4 weeks of cruising or have an annual duration: the premium varies from 7% to 15% of the deposit value depending on the rental duration and the insured amount, with a minimum starting from only 75 euros.
With a small extra of 15%, calculated on the insurance premium, it is also possible to extend the security deposit protection and participate in regattas with peace of mind.
The deductibles in case of a claim amount to:
- for cruises: 10% of the insured security deposit, with a minimum of 100 euros.
- for regattas: 15% of the insured security deposit, with a minimum of 300 euros.
5. Ouest Assurances Plaisance - Force9: Cancellation insurance and security deposit protection
Insurance that operates for rentals worldwide (including America) and protects the vessel's security deposit in case of damages to the vessel, loss or theft of equipment, or damages to third parties. The insurance coverage guarantee in case of damages operates from the delivery to the return of the vessel, while the Travel Insurance policy offers coverage from the effective date to 24 hours after the end of the trip.
The main services included are:
- Excess waiver: Reimbursement of the deductible for damages to a rented pleasure boat. The coverage varies based on use:
- Private use in Europe: up to €4,000
- Private worldwide use: up to €5,000 or €6,000
- Use in races and regattas: up to €4,000
- Legal protection: Assistance for reporting formalities and defense in maritime criminal proceedings, search for out-of-court solutions, legal defense costs (up to €2,000 per dispute).
- Travel Insurance (GARANTIE OUEST ASSURANCES) whose main advantages are:
- Cancellation or modification of the trip: Reimbursement of cancellation fees (partial or total: 6% of the rental amount; partial cancellation only: 4.5% of the amount and trip reduction 3% of the amount). The cancellation guarantee must be taken out within 14 days of booking.
- Assistance to the insured: Repatriation assistance, assistance for minors, accommodation expenses for a family member (up to €500), medical and hospitalization expenses (up to €40,000), assistance in case of death.
- Trip interruption: Compensation for unused accommodation benefits (up to €3,000 for cruises and €40,000 for boat rentals).
- Missed transport: Reimbursement of the new transport ticket or modification costs (up to €500 per person).
- Delayed return: Reimbursement of additional costs in case of trip extension (up to €840).
6. Squaremouth: Insurance comparator
This comparator allows you to compare and purchase the best insurance policy based on your needs and especially based on your residence. The average price of a comprehensive travel insurance policy generally varies between 4% and 10% of the total trip cost. Renewable policies can be extended during the trip, for periods from 6 to 36 months, depending on the policy. Travel insurance is designed to cover expenses related to an unexpected interruption of your trip.
Particularly interesting for travelers residing in the United States.
The included benefits are:
- Allows filtering proposals by indicating your residence
- Trip cancellation: The insurance provides 100% protection on travel costs.
- Medical emergency: Emergency medical coverage can cover travelers in case of a medical emergency occurring during the trip, such as an illness or injury.
- Trip delay: If the trip experiences an unexpected delay; expenses for meals and accommodation are reimbursed.
- Medical evacuation: Medical evacuation can ensure the transport of the traveler to the nearest hospital in case of emergency.
- Trip interruption: Offers coverage to travelers who need to interrupt their trip for reasons covered by the policy, such as illness, injury, or weather events.
7. World Nomads: Travel cancellation insurance
Insurance designed to cover every type of trip and traveler; for a single trip, the ideal is the Standard plan, for broader coverage the Explorer plan, and for multiple trips over a year the Annual Multi Trip plan. World Nomads takes care of protecting you and your family (note: a maximum of 2 adults and 2 children per policy), ensuring you travel more protected and safely.
The main advantages of travel insurance are:
- 24/7 medical assistance: Medical assistance is always available at any time.
- Medical coverage abroad: Medical coverage covers hospital expenses, medical visits, emergency medical evacuation, or repatriation (if necessary)
- Trip cancellation or interruption: Offers coverage to travelers who need to interrupt their trip for reasons covered by the policy.
- Lost or stolen luggage: coverage for your personal belongings and valuable equipment in case of loss or theft.
- Over 150 activities, sports, and adventure experiences: Snow sports, water sports, bungee jumping, scuba diving, trekking, and much more.
The description of the insurance products listed here has been translated into Italian and English from German. When taking out the policies and also in case of a claim, the languages of the procedure for all communications with European Insurance & Services will be, at your choice, English or German.
Texts, translations, and images Copyright © BeBlue S.r.l. - Last update: 31/01/2025
